It has a civilian, unheard of in today's castle sets, and a plain soldier, who is not some special character.
you could always pretend a skeleton is some long dead civilian...joking, of course.
never had it, it would be very cool to have had it (or to have it currently, i should say, since i lost all my legos from when i was a kid through an unfortunate event) but i'm not sure it'd be worth selling the farm for. the red lion flag is pretty darn cool, and i'd love to have a black sword, but altogether neither of those are very important. the set is otherwise easily replicated through pieces pretty readily available on bricklink.
on the topic of "civilians", was i the only kid who just took a the helmets off guys and pretended they were normal guys? i know the fact that they're wearing armor would put a lot of you realists off, but it never bothered me as a child. i would just assume they were normal guys who liked to wear armor, it being the middle ages and all. in fact, purely for nostalgia's sake, there's a character i'm using in a steampunk setting who is a professor/scientist/genius type wearing armor, just because that was who i made him when i was young and now i can't help but think of him as such.
the set would easily get 9/10 if i could go back in time and pick it up for the price it was then, but i would never spend much over that to pick it up now.